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The Nodal Bank implements this scheme as per the Memorandum of Understanding (MoU) between the Banks and the Ministry of Social Justice & Empowerment. Link to the Scheme Details
The Nodal Bank implements this scheme as per the Memorandum of Understanding (MoU) between the Banks and the Ministry of Social Justice & Empowerment.
See lessThe maximum eligible loan component is the actual loan taken, subject to a maximum of Rs. 20.00 lakh for the purpose of interest subsidy. Link: Dr. Ambedkar Central Sector Scheme
The maximum eligible loan component is the actual loan taken, subject to a maximum of Rs. 20.00 lakh for the purpose of interest subsidy.
Link: Dr. Ambedkar Central Sector Scheme
See less"Meritorious students" are those who have secured admission in accredited universities/institutions abroad, subject to fulfilling other eligibility criteria and conditions. Priority is given to students who have completed their qualifying education at government universities/institutions before takiRead more
“Meritorious students” are those who have secured admission in accredited universities/institutions abroad, subject to fulfilling other eligibility criteria and conditions. Priority is given to students who have completed their qualifying education at government universities/institutions before taking admission abroad.
See lessThe Central List (state-wise/UT-wise) of OBCs is available on the National Commission for Backward Classes (NCBC) website (www.ncbc.nic.in). Link: Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies for OBCs & EBCs
The Central List (state-wise/UT-wise) of OBCs is available on the National Commission for Backward Classes (NCBC) website (www.ncbc.nic.in).
See lessYes, various disciplines, including Arts/Humanities/Social Sciences, Engineering, Medical, and more are covered. The list of subjects can be amended from time to time. Link: Dr. Ambedkar Central Sector Scheme
Yes, various disciplines, including Arts/Humanities/Social Sciences, Engineering, Medical, and more are covered. The list of subjects can be amended from time to time.
Link: Dr. Ambedkar Central Sector Scheme
See lessThe income certificate submitted during the loan application is treated as proof of annual income, and subsequent changes in income do not affect eligibility. Learn more
The income certificate submitted during the loan application is treated as proof of annual income, and subsequent changes in income do not affect eligibility.
See lessIf the student is employed, their own income will be considered for eligibility. Parental income is taken into account only if the student is unemployed or on sabbatical without receiving a salary. Learn More
If the student is employed, their own income will be considered for eligibility. Parental income is taken into account only if the student is unemployed or on sabbatical without receiving a salary.
See lessYes, minor modifications or changes with no financial implications can be made by the Competent Authority. Learn More
Yes, minor modifications or changes with no financial implications can be made by the Competent Authority.
See lessYes, the financial and physical performance of the scheme is periodically evaluated through studies conducted by reputed institutions/agencies. Learn More
Yes, the financial and physical performance of the scheme is periodically evaluated through studies conducted by reputed institutions/agencies.
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the best RV loan rate right now is around 5.99% if you’ve got really good credit. But usually, it goes from like 5.24% to 9.74% for new RVs, and a bit higher for used ones — like 6.49% to 10.24%. If your credit score isn’t that great, the rates can shoot up. Like, if your score’s around 640, you migRead more
the best RV loan rate right now is around 5.99% if you’ve got really good credit. But usually, it goes from like 5.24% to 9.74% for new RVs, and a bit higher for used ones — like 6.49% to 10.24%.
If your credit score isn’t that great, the rates can shoot up. Like, if your score’s around 640, you might get something like 13.89%, and if it’s lower than that, maybe even 16% or more. Ouch.
Some lenders offer better deals though:
One place gives 6.49% for up to 12 years.
Another one gives that same rate for shorter terms, but bumps it up a bit for longer ones, like 7.49% for 20 years.
There’s also one that helps people with not-so-great credit, starting at 5.99%, but it can go higher depending on your credit.
So yeah, if you want a sweet deal, having good credit helps a ton. And newer RVs usually get better rates than old ones. Hope that helps, dude!
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