the best RV loan rate right now is around 5.99% if you’ve got really good credit. But usually, it goes from like 5.24% to 9.74% for new RVs, and a bit higher for used ones — like 6.49% to 10.24%.

If your credit score isn’t that great, the rates can shoot up. Like, if your score’s around 640, you might get something like 13.89%, and if it’s lower than that, maybe even 16% or more. Ouch.

Some lenders offer better deals though:

One place gives 6.49% for up to 12 years.

Another one gives that same rate for shorter terms, but bumps it up a bit for longer ones, like 7.49% for 20 years.

There’s also one that helps people with not-so-great credit, starting at 5.99%, but it can go higher depending on your credit.

So yeah, if you want a sweet deal, having good credit helps a ton. And newer RVs usually get better rates than old ones. Hope that helps, dude!