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What is the best RV loan rate?
Looking into RV loans? As of May 2025, the best RV loan rates are starting around 5.99% for people with excellent credit. Here's a quick idea of what you might expect: Top Lenders (No links, just names): LightStream β Offers rates from about 6.49% to 13.89% APR, with loans from $5,000 up to $100,000Read more
Looking into RV loans? As of May 2025, the best RV loan rates are starting around 5.99% for people with excellent credit. Here’s a quick idea of what you might expect:
Top Lenders (No links, just names):
LightStream β Offers rates from about 6.49% to 13.89% APR, with loans from $5,000 up to $100,000 and terms up to 12 years. Theyβre known for fast approvals and no fees.
Alliant Credit Union β Rates start at 6.49% APR for 10-year terms, with options for longer repayment at slightly higher rates.
Trident Funding β Offers around 7.12% APR depending on your credit, the RV’s age, and the loan amount.
Average RV Loan Rates by Credit Score:
Tips to Get the Best Rate:
Keep your credit score high
Make a larger down payment
Choose a shorter loan term
Always shop around and compare
Let me know if you want help running some numbers or checking what a monthly payment might look like!
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