The repayment terms for personal loans available on Jar range from 3 months to 60 months. Users can choose a repayment period that best suits their financial situation, providing flexibility in managing their loan repayments.

To reach Jar’s customer support:WhatsApp: Click here to open WhatsApp chat with Jar’s support team directly. Email: Send an email with your query or issue to info@changejar.in.

Yes, Jar offers personal loans to its users. The terms for these personal loans are as follows:Loan Amount: Users can apply for personal loans up to ₹5 lakh. APR (Annual Percentage Rate): The APR for personal loans on Jar ranges up ...Read more

The digital gold partner for Jar is Digital Gold India Private Ltd. This partnership ensures that the digital gold offered through the Jar app is secure, authenticated, and backed by physical gold stored in secure vaults.

Here’s an example of the total cost of a personal loan from Jar, including all fees:Loan Amount/Principal: ₹50,000 Tenure: 12 months Rate of Interest: 15% per annum Processing Fee: ₹1,000 (2% inclusive of GST) Total Interest: ₹4,156 Equated Monthly Installments (EMI): ₹4,513 Annual Percentage Rate (APR): ...Read more

The GST rate on digital gold purchases through Jar is 3%. This tax is mandated by the Indian government and is applied to the value of the gold at the time of purchase.

Yes, there is a fee when buying or selling digital gold on Jar. This is known as the buy-sell spread, which ranges between 2% and 3%. The buy-sell spread represents the difference between the buying and selling price of gold, ...Read more

Users can withdraw their savings from Jar by selling their digital gold directly within the app. The process is simple:Open the Jar app and go to your digital gold holdings. Select the amount of gold you want to sell. Confirm the sale, ...Read more

There are several advantages to saving money in digital gold through Jar:Accessibility: With a minimum investment of just ₹10, anyone can start investing in digital gold, making it accessible to people from all financial backgrounds. Convenience: The app provides ...Read more