High Efficiency Mode optimizes the utilization of deposited assets by dynamically adjusting interest rates based on supply and demand. This ensures efficient allocation of liquidity and maximizes returns for lenders and borrowers.

Credit Delegation allows users to delegate their borrowing capacity to other addresses, enabling them to borrow tokens on behalf of the delegator. This feature enhances flexibility and liquidity within the ZeroLend ecosystem.

ZeroLend employs robust security measures, including smart contract audits and encryption, to safeguard users’ deposited assets. Additionally, the platform continuously monitors for potential risks and vulnerabilities to maintain the integrity of the protocol.

Yes, users can earn lending interest by depositing their tokens into ZeroLend’s liquidity market. Lenders receive interest payments based on the utilization of their deposited funds.

The Utilization Rate represents the percentage of funds being borrowed compared to the total funds available for lending. Higher utilization rates may lead to higher interest rates, reflecting increased demand for borrowed funds relative to supply.

The Liquidation Penalty is a fee added to a borrower’s debt if their loan is liquidated due to falling below the Liquidation Threshold. ZeroLend applies a 5% liquidation fee, which is added to the borrower’s outstanding loan balance.

The Liquidation Threshold is the value at which a loan becomes undercollateralized and is at risk of liquidation. If the value of the collateral falls below this threshold, the loan may be liquidated by the protocol.

Max LTV represents the maximum ratio of the loan amount to the value of the collateral. A higher Max LTV allows borrowers to borrow a larger proportion of their collateral’s value.

Important parameters include Max LTV (Loan to Value), Liquidation Threshold, Liquidation Penalty, Utilization Rate, and Health Factor. These parameters determine the maximum loan amount, liquidation risk, and overall safety of the loan.