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The income certificate submitted during the loan application is treated as proof of annual income, and subsequent changes in income do not affect eligibility. Learn more
The income certificate submitted during the loan application is treated as proof of annual income, and subsequent changes in income do not affect eligibility.
See lessIf the student is employed, their own income will be considered for eligibility. Parental income is taken into account only if the student is unemployed or on sabbatical without receiving a salary. Learn More
If the student is employed, their own income will be considered for eligibility. Parental income is taken into account only if the student is unemployed or on sabbatical without receiving a salary.
See lessYes, minor modifications or changes with no financial implications can be made by the Competent Authority. Learn More
Yes, minor modifications or changes with no financial implications can be made by the Competent Authority.
See lessYes, the financial and physical performance of the scheme is periodically evaluated through studies conducted by reputed institutions/agencies. Learn More
Yes, the financial and physical performance of the scheme is periodically evaluated through studies conducted by reputed institutions/agencies.
See lessNo, only candidates from the Central List of OBCs are eligible for the interest subsidy. Learn more
No, only candidates from the Central List of OBCs are eligible for the interest subsidy.
See lessYes, the Ministry of Social Justice and Empowerment monitors the performance of the scheme. Learn more here
Yes, the Ministry of Social Justice and Empowerment monitors the performance of the scheme.
Yes, if the degree is awarded by a foreign university, the course is eligible for interest subsidy under the Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies. For more details, visit: Official Scheme Link
Yes, if the degree is awarded by a foreign university, the course is eligible for interest subsidy under the Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies.
For more details, visit: Official Scheme Link
See lessYes, with approval from the competent authority, students can extend the moratorium period under the scheme. For more details, visit: Official Link
Yes, with approval from the competent authority, students can extend the moratorium period under the scheme.
For more details, visit: Official Link
See lessYes, at least 50% of the total allocation is reserved for female students under the Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies. However, if there is insufficient demand from female applicants, the reserved funds may be allocated to male students.Read more
Yes, at least 50% of the total allocation is reserved for female students under the Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies. However, if there is insufficient demand from female applicants, the reserved funds may be allocated to male students.
For more details, visit: Official Scheme Link
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Yes, various disciplines, including Arts/Humanities/Social Sciences, Engineering, Medical, and more are covered. The list of subjects can be amended from time to time. Link: Dr. Ambedkar Central Sector Scheme
Yes, various disciplines, including Arts/Humanities/Social Sciences, Engineering, Medical, and more are covered. The list of subjects can be amended from time to time.
Link: Dr. Ambedkar Central Sector Scheme
See less